Car finance is a method of buying a car while spreading the payments. It gives you access to a vehicle you may not otherwise be able to afford upfront. It’s a simple process; get approved for finance, pick your car and state you contract length; then we’ll take care of the rest!
Yes, even if you have bad credit, you may still be able to get car finance. We work with lenders who specialise in helping those with less than perfect credit. However, if you’ve recently been refused credit, it may be worth looking at other options.
Yes, it is possible to get car finance with an IVA or CCJ, but we can’t guarantee anything. We work with specialist lenders who help people from diverse credit backgrounds. It’s easy to find out if you’ll be approved without it affecting your credit score.
No, you don’t need to make a deposit on any of our vehicles. While a deposit can be useful and will lower your monthly payments, it’s not a requirement, and we work with several lenders who don’t require one. You will have to pay £69.99 to reserve your car, which is a separate fee.
To apply for car finance, you have a couple of options. You can either submit an enquiry on a vehicle and go through the application with your account manager or get approved online in minutes by using our quick and simple Apply Now feature. Neither will harm your credit score, and once approved, if you provide all your paperwork on time, and the lender is happy, it should only take a few days to get your finance in place.
HOST Car Finance is the trading style of HOST Finance Ltd registered in England and Wales under registered number 10293875 with registered address at Innovation Centre Medway, Maidstone Road, Chatham, Kent ME5 9FD..
Host Finance Ltd is regulated by the Financial Conduct Authority. Our FRN number is 756033. HOST Finance Ltd is registered with the ICO (Registration Number: C1590617). We are a credit broker not a lender. Finance subject to status. Terms and Conditions apply. A guarantee may be required. Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request. Terms and Conditions apply. A guarantee may be required.
Host Finance LTD operates as a credit broker, not a lender. We facilitate introductions to a select number of lenders and their financial products. Please note that we do not act as independent financial advisors; while we provide information on available products, we do not offer advice or recommendations. It is the customer’s responsibility to determine the suitability of any finance product.